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What Does the Department of Housing and Urban Development Do?

HUD exists to make sure all Americans have fair and equal access to housing.

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The Department of Housing and Urban Development (HUD) is one of the least discussed agencies in the executive branch. But it plays a big role in the federal government and is responsible for making it easier for Americans to own homes.

What Is HUD?

HUD exists to make sure that all Americans have “fair and equal” access to housing. The agency, which is run by the secretary of housing and urban development, oversees federal housing programs designed to increase homeownership.

Part of HUD’s job is to help create a strong U.S. housing market. It also oversees the Federal Housing Administration (FHA). This organization implements a program tailored towards helping people get homebuying loans.

HUD is also in charge of implementing programs and policies like the Fair Housing Act, which was passed in 1968. This law prevents people in the housing industry from discriminating on the base of race, nationality, or other factors.

History Of HUD

HUD was created in 1965 as part of President Lyndon B. Johnson’s “War on Poverty.” Three years later, the Fair Housing Act was passed as part of an overall effort to end discrimination against African Americans, Latinos, and other racial minorities.

Departments like HUD are sometimes the subject of debate. Some people question whether the federal government should be involved in the housing market. Some argue that the agency is necessary to make sure that Americans are not homeless. But others believe that excessive government involvement in the industry would make people too reliant on the government and would keep them from achieving their own prosperity.

Race Relations & Media Affairs Correspondent at and A self-confessed news and political junkie, Jeff’s writing has been featured in Small Business Trends, Business2Community, and The Huffington Post. Born in Southern California and having experienced the 1992 L.A. Riots up close and personal, Jeff’s insights are informed by his experiences as a black man and a conservative.

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